Protect your assets with Plutas Insure
against climate threats, anytime, anywhere
Climate change is no longer a distant threat it’s disrupting lives, businesses, and communities today. Unseasonal storms, heatwaves, and floods can strike without warning, leaving financial and emotional scars.
Plutas Insure is here to revolutionize climate protection turning nature’s unpredictability into guaranteed security.
Why Choose
Plutas Insure
1
Quick Financial Relief
Instant, trigger‑based payouts help you address urgent needs without delay.
2
Affordability
By eliminating manual claim assessments and overhead, we offer coverage at a fraction of traditional insurance costs.
3
Ease of Use
A transparent, end‑to‑end digital process means no surprise fees, no hidden clauses, and no hassle.
4
Inclusivity
Tailored options serve everyone—from smallholder farmers and gig workers to SMEs and urban dwellers.
Next-gen Features for Instant Protection
AI‑Optimized Risk Pricing
Harness Plutas Insure’s proprietary AI engine to fuse live climate feeds, hyperlocal geolocation data, and your unique risk profile delivering premiums that match exactly the weather threats you face. No blanket rates, no cross‑subsidies—just fair, precision‑priced protection.
Modular Coverage in Minutes
With Plutas Insure, you design your own climate safeguard: pick your exact risk zone (from city center to remote fields), set your coverage window (1–30 days), choose the perils that worry you most (heatwave, flash floods, storms), and define the sum insured. Its insurance built around you—never the other way around.
Seamless Digital Command Center
Our 100% cloud‑native platform guides you through every step in your preferred language. Instantly issue policies, track real‑time weather alerts tied to your coverage, and monitor claim status—all from one clean, intuitive dashboard on web or mobile.
Instant, Data‑Driven Payouts
When Plutas Insure’s AI detects that your pre‑set climate thresholds have been breached—verified through trusted weather stations and satellite data—it automatically releases funds within 24 hours. Zero paperwork, zero adjusters: just immediate relief when it matters most.
We gather daily weather data from trusted sources like the India Meteorological Department (IMD) for rainfall and ERA5 for temperature, ensuring accuracy and reliability.
Data Collection
This data is continuously compared against your policy’s predefined strike and exit points. If the weather event exceeds your chosen parameters during the policy period, your payout is triggered automatically.
Event Occurrence
Once triggered, the predetermined payout amount is directly credited to your account-no lengthy claims process or additional documentation required.
