In 2025, 68% of India’s land under cultivation was vulnerable to droughts. During the 2025 monsoon, more than 1.58 lakh hectares in 13 states suffered from crop damage. This not only increased food prices but also led to income loss for farmers. In another story, heat stress caused informal workers to lose up to 40% of their incomes during peak summer months. Extreme heat not only renders people unable to work but also causes health issues. These events are no longer one-off

In 2025, extreme weather hit 68% of Indian districts. Floods alone caused ₹15,000 crore in MSME losses. Businesses in Mumbai and Chennai shut for weeks. Nearly 9.47 million hectares of crops were damaged in a single year. If you grow food or work outdoors, these numbers are personal. They are your harvest, your season. Crop failures in Maharashtra hurt farmers' suppliers. These events disrupt cash flow quickly, and farmers and MSMEs lose income they cannot recover. The Prob

India experienced extreme weather on 331 out of 334 days in 2025. That figure comes from the Centre for Science and Environment's Climate India 2025 report, published in December 2025. For businesses and MSMEs, this is not an abstract statistic; it reflects a real and growing operational risk. This means floods, heatwaves, and unseasonal rain are now near-daily business risks. Most small businesses have no financial shield when the weather shuts them down. Parametric climate