Setup: Enter PIN code & peril
Tell Plutas where your operation is located and which weather risk matters most, including floods, cyclones, heatwaves, extreme rainfall, or temperature stress.
Parametric Insurance for Aquaculture and Fisheries
Climate Risk Protection with Parametric Insurance for Aquaculture & Fisheries in India
#Aquaculture#ShrimpFarming#WaterTemperature#Rainfall#Drought#FisheriesResilience#ParametricInsurance
#Aquaculture#ShrimpFarming#WaterTemperature#Rainfall#Drought#FisheriesResilience#ParametricInsurance
Why Plutas
Climate Risk Protection with Parametric Insurance for Aquaculture & Fisheries in India
Built for fish farm operators, shrimp aquaculture producers, inland fisheries managers, and coastal aquaculture businesses, this parametric insurance solution combines climate intelligence, weather analytics, and risk expertise to provide fast and transparent revenue protection during extreme weather disruptions.
Production Losses Can Occur Instantly
Heavy rainfall, cyclones, extreme heat, or sudden water quality changes can affect fish and shrimp health within days. Revenue declines quickly, while feed purchases, pond maintenance, and operational expenses remain unavoidable.
- Heatwave
- Excess Rainfall
- Drought
- Cyclone
How it works
Climate Risk Protection in under 5 minutes
Pricing: Coverage & Trigger
Choose a coverage period (1-365 days) and define your Strike Point. Plutas's AI model calculates your exact risk-based premium in seconds. There are no blanket rates.
Issue: Set insured sum & pay
Size the payout according to your anticipated production and operational exposure. Pay digitally. Your policy document is issued instantly, and coverage becomes active immediately.
Payout: Funds credited
Plutas monitors IMD and ERA5 data 24/7. When your trigger is validated against weather and satellite data, the payout is released directly to your bank account.
Use cases
See How Parametric Insurance Works For Your Aquaculture Business
01
Shrimp Farms
Shrimp farmers face significant production risks from excessive rainfall, salinity fluctuations, and cyclones. Parametric insurance provides fast liquidity when weather thresholds are exceeded, helping operators manage recovery costs.
Get protected02
Fish Ponds
Inland fish farming operations can experience pond overflow, water quality deterioration, and harvesting delays during severe weather. Climate risk protection provides payouts without requiring stock loss assessments.
Get protected03
Hatcheries
Hatcheries are highly sensitive to temperature fluctuations and water quality changes. Parametric insurance helps operators respond quickly when adverse weather conditions threaten production.
Get protected04
Coastal Fisheries
Cyclones, rough sea conditions, and extreme weather can disrupt fishing activities and income generation. Climate risk protection provides rapid financial support when weather triggers are met.
Get protectedWhat's covered
Every Weather Risk That Can Impact Aquaculture Production
Heatwave
Excess Rainfall
Drought
Cyclone
Flood
Cold Wave
Each aquaculture climate risk protection policy is triggered by objective and verified weather data. The trigger is defined precisely in your policy document at purchase. If the data crosses your threshold, you are paid, leaving no room for ambiguity.
You can purchase a single-peril policy for a specific production cycle, or combine multiple perils for broader seasonal protection.
Know Your Risk. Price Your Cover.
With us, there is no blanket insurance. Our AI-driven model for aquaculture climate risk protection calculates the precise probability of your specific trigger event at your specific farm location, your specific coverage window, and your specific sum insured.