Setup: Enter PIN code and peril
Tell Plutas where your event is located and which weather risk you need to cover against. You can stack multiple perils on the same PIN code if your event is exposed to more than one weather type simultaneously.
Weather Insurance for Event Professionals
Revenue Protection for Event Organisers Through Parametric Weather Insurance
#EventInsurance#RainCover#EventCancellation#Heat#Flood#EventRisk#ParametricInsurance#InstantPayouts
#EventInsurance#RainCover#EventCancellation#Heat#Flood#EventRisk#ParametricInsurance#InstantPayouts
Why Plutas
Revenue Protection for Event Organisers Through Parametric Weather Insurance
Built for wedding planners, outdoor festival producers, venue operators, and corporate event managers, this parametric insurance solution combines climate intelligence, weather analytics, and risk expertise to provide fast and transparent revenue protection during extreme weather disruptions.
Event Revenue Can Vanish Instantly
A flooded mandap or rain-cancelled festival leads to complete loss of revenue, while venue deposits, vendor fees, and artist payments remain non-refundable regardless of what the weather decides.
- Excess Rainfall
- Heatwave
- Flood
- High Winds
How it works
Event Weather Insurance in Just 10 Minutes
Pricing: Coverage and trigger
Choose how many days to cover, a single event day, a multi-day festival, or a full preparation window. Set your Strike Point and the sum insured that reflects your actual financial exposure, and receive your price in seconds.
Issue: Set insured sum and pay
Size your policy and pay digitally. Your certificate is issued as soon as funds are credited. There is no agent visit, no signature, and no office visit required. All policies are underwritten by IRDAI-registered insurers.
Payout: Funds credited
IMD and ERA5 data are continuously monitored at your event's PIN code. The payout is credited directly to your registered bank account or UPI as soon as the trigger is validated.
Use cases
See How Parametric Insurance Protects Different Event Professionals
01
Wedding Planners
With non-refundable venue deposits, advance vendor payments, and pre-booked guest travel, wedding planners carry enormous weather exposure. Parametric rainfall and cyclone policies pay automatically when weather data confirms the disruption. No separate revenue documentation is required.
Get protected02
Outdoor Festival and Concert Producers
Artist fees, stage infrastructure, and site costs are committed long before the gates open. Parametric policies pay automatically when weather crosses the defined trigger at the festival's PIN code, regardless of attendance impact.
Get protected03
Corporate Event Managers
Corporate managers carry dual liability to disrupted clients and contracted vendors. Parametric weather cover pays automatically at the venue PIN code, delivering immediate cash flow to honour vendor obligations without waiting on client reimbursement.
Get protected04
Freelance Event Coordinators
For freelancers, every cancelled event is personal income lost with no employer to absorb the shortfall. Parametric cover pays automatically when the weather threshold is crossed, with no insurer negotiation or loss documentation required.
Get protectedWhat's covered
Every Weather Event That Erases an Event Revenue Day
Excess Rainfall
Heatwave
Flood
High Winds
Cyclone
Continuous Rain
Each event weather insurance policy is triggered by objective, government-verified data from the India Meteorological Department (IMD) or ERA5 reanalysis. The trigger is defined at the time of purchase. If the data crosses your threshold at your PIN code, you are paid. There is no room for ambiguity or negotiation.
You can buy cover for a single high-stakes event day, a multi-day festival window, or an entire pre-event preparation phase. Your policy will be priced at your venue's exact PIN code, not a city average.
Know Your Risk. Price Your Cover.
Plutas does not give event organisers a blanket city-level premium. Our AI model calculates the precise probability of your specific trigger event at your venue's PIN code, your specific event window, and the daily sum you want to protect. You pay for the risk your event actually faces on the days it actually faces it.