Building the Engine for Climate Risk Intelligence
Powering next-generation parametric insurance with insurtech climate solutions that enable faster decisions, smarter pricing, and automated claims.
Turning Climate Uncertainty into Financial Certainty
Plutas Insure is an AI-powered platform powering parametric insurance and real-time climate risk management, designed to turn the tide on climate-related income loss.
We enable insurers and enterprises to run extreme weather risk assessments, price coverage with precision, and deliver instant payouts that transform climate volatility into predictable financial outcomes. Our goal is to empower communities that don’t just survive but thrive in the face of climate change.
1
Plutas Insure
PARAMETRIC INSURANCE THAT PAYS ON DATA, NOT CLAIMS
Plutas Insure enables parametric insurance products that trigger payouts automatically based on real-world climate events. Designed for climate risk insurance across floods, heatwaves, and cyclones, it helps businesses and individuals access fast, transparent natural disaster financial protection, often delivered within 24 hours.
2
Plutas Foresight
CLIMATE RISK INTELLIGENCE, BUILT FOR DECISIONS
Plutas Foresight is a climate risk intelligence platform delivering extreme weather risk assessment, scenario modeling, and hyperlocal insights. It empowers organizations to improve climate risk management, optimize pricing, and deploy effective climate resilience solutions.
3
Plutas CredShield
CLIMATE-AWARE CREDIT RISK STARTS HERE
Plutas CredShield integrates business climate risk assessment into lending decisions. By combining financial data with localized hazard intelligence, it helps lenders reduce defaults, protect portfolios, and adapt to climate change financial risk.
Plutas is an AI-powered insurance platform company operating at the intersection of climate science, data engineering, and financial systems. Our team brings deep expertise in parametric insurance, climate risk management, and scalable cloud infrastructure.
We are building the core technology layer that enables insurers, lenders, and enterprises to understand, price, and respond to climate change financial risk. By combining real-time data with advanced modeling, our platform powers climate-risk insurance, extreme-weather risk assessment, and automated financial-protection systems.
At Plutas, resilience is not a feature; it is the infrastructure for a climate-first economy.
“At Plutas.ai, we don’t just insure against climate risks — we empower people and businesses to thrive despite them. Our commitment is rooted in innovation, integrity, and humanity, ensuring that every product we build transforms uncertainty into opportunity.”
Ankur Indrakush
Founder and MD of Plutas.ai
Explore What Plutas Can Do for Your Organisation
Whether you’re an insurer building parametric insurance products, a lender exploring climate risk management and climate-adjusted credit scoring, or a researcher analyzing the parametric insurance market in India, our team is here to help. Reach out, and we’ll respond within 48 hours.
-
I'm an insurer looking to design and launch parametric insurance products
-
I’m a lender interested in business climate risk assessment and climate-aware credit scoring
-
I’m a partner exploring insurtech climate solutions to embed parametric coverage
-
I’m a researcher or journalist covering climate risk insurance and parametric models
-
I want to schedule a demo of the AI-powered insurance platform
FAQs
Frequently asked questions
Financial protection against floods, cyclones, storms,
heavy rain, heatwaves & more.
By enabling quick payouts tied to objective triggers, parametric insurance provides immediate liquidity after climate events. This reduces downtime, supports recovery, and strengthens long-term climate resilience solutions.
Businesses can combine extreme weather risk assessment, climate data monitoring, and parametric insurance to reduce financial exposure. These tools enable faster payouts, better planning, and more resilient operations during climate disruptions.
Industries such as agriculture, logistics, infrastructure, energy, and financial services benefit significantly from climate risk insurance, as they are directly exposed to weather variability and climate-related disruptions.
By enabling quick payouts tied to objective triggers, parametric insurance provides immediate liquidity after climate events. This reduces downtime, supports recovery, and strengthens long-term climate resilience solutions.
Real-time data enables dynamic risk modeling, allowing insurers to price climate risk insurance more accurately based on current and localized conditions rather than historical averages alone.
Climate insurance for emerging markets focuses on providing accessible, scalable financial protection in regions highly exposed to climate risk. Parametric models are often used due to their speed and lower administrative costs.
Climate adaptation strategies for businesses include diversifying supply chains, investing in resilient infrastructure, adopting climate-informed financial products, and using data-driven tools to anticipate and respond to risk. Plus, businesses can safeguard their employees and projects by opting for parametric insurance for climate change.
Parametric insurance products should be tailored using region-specific triggers such as rainfall levels, temperature thresholds, or wind speeds, making them adaptable across industries and geographies.
